Private Loan

Private Loan Information

Remember:
  1. Apply with a cosigner for the best interest rate option!
  2. Compare at least two loans to find the better (best!) fit.

New regulations require all private loan borrowers to review a series of disclosures and complete the Applicant Self-Certification Form. You will need cost of attendance (COA) information. Once awarded, returning students may log into BannerWeb for both COA and financial aid information.

The new regulations may also mean a delay of funds (up to 21 days) received by the University, so we recommend that you allow for several weeks of processing between when you apply and when you anticipate needing the funds.

Private and alternative loan lenders offer a wide selection of educational loans to bridge the gap between expenses and the student's eligibility for other aid. Even though these loans are not part of the federal aid program, it is required that they are included in the calculation of the student's total aid package. Please be advised that the private loan in combination with other accepted financial aid cannot exceed the COA determined by the Financial Aid Office. Due to the required credit review, the University of Dallas Financial Aid office cannot guarantee that all students who apply will qualify for loan funds.

Below is a link to Elm Select which provides a list of lenders used by University of Dallas Students during the previous academic year. Please be advised that you have the right and the ability to select the educational loan provider of your choice. You are not obligated to utilize any lender listed on this list. There is no penalty for choosing a lender that is not included on this list. This is strictly an attempt to simplify the private loan application process for our students and families.


If you understand and agree with these statements, then click below:

University of Dallas ELM Select lender list.

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