Lynn Kendall - Research Insights

Lynn Kendall, Satish & Yasmin Gupta College of Business

Lynn KendallBank Failure Prediction and the Subprime Mortgage Crisis

The most recent financial crisis, generally viewed as being precipitated by the early 2000s spate of sub-prime mortgages and their securitization, led to the failure of 507 banks between 2008 and 2014. The year 2008 saw the first wave of 25 bank failures and by the middle of 2009, another 45 banks had closed. This prompted us to develop a model to predict future bank failures from mid-2009. Bank failures in this period can be predicted based on traditional bank financial strength proxies as well as identification of key loan portfolio components. Our findings indicate that financial ratios and loan portfolio structure are key determinants of bank financial health; and when predicting potential failure over a reasonable time period, such as up to 18 months, models can be highly predictive. The high degree of correct categorization combined with simple nature of the model and the use of readily available data allows for wide-spread usage among practitioners as well as academics.

Kendall, Lynn, and Walter Kendall (2016). Bank Failure Prediction and the Subprime Mortgage Crisis. E-Journal of Business & Economic Issues, XI (III).

Faculty Profile: Lynn Kendall

News

Distinguished Alumni Excel in Human Endeavor

The University of Dallas will celebrate the extraordinary achievements of four alumni with its 2019 Distinguished Alumni Awards. Award recipients Deacon Harold Burke-Sivers, MTS '00, Laura Felis Quinn, BS '86 MBA '18, Judy Kelly, BA '63, and John Parker, BA '83 MBA '89, will be honored for their contributions to their professions, communities and the University of Dallas.

+ Read More

UD Announces Partnership With The Study USA

UD's Satish & Yasmin Gupta College of Business announced a partnership with The Study USA. The new partnership aims to further the Gupta College of Business’ mission to prepare students in a wide variety of management specialties, serving a range of industries.

+ Read More

University Mourns Passing of Longtime Benefactor Steve Landregan

Steve T. Landregan, MA '73, a longtime generous benefactor of the University of Dallas, passed away on Nov. 25. Embodying the university's dedication to the pursuit of wisdom, truth and virtue, Landregan lived out UD's commitment to the "renewal of Catholic theology in fidelity to the church and in constructive dialogue with the modern world."

+ Read More