Loan Counseling
Complete your loan counseling online.
Direct Loan Entrance Counseling
If you have accepted subsidized and/or unsubsidized Stafford loans. Complete online through the studentaid.gov website. *This website may not be compatible with students working on a Macintosh system.
Federal Direct Loan Exit Counseling
Complete online at studentaid.gov. *This website may not be compatible with students working on a Macintosh system.
Exit counseling provides important information to prepare you to repay your federal student loan(s). If you have received a Federal Direct Loan, you must complete exit counseling each time you:
- Drop below half-time enrollment
- Graduate
- Leave school
PLUS Credit Counseling
Complete online at studentaid.gov. *This website may not be compatible with students working on a Macintosh system.
What is PLUS Credit Counseling?
PLUS Credit Counseling will help students and parents understand the obligations associated with borrowing a PLUS loan and assist them in making careful decisions about taking on student loan debt.
PLUS Credit Counseling is required if the U.S. Department of Education has informed you that you have an adverse credit history and you have:
- Obtained an endorser or
- Documented extenuating circumstances to the satisfaction of the U.S. Department of Education
PLUS Credit Counseling can be completed voluntarily at any time. If PLUS Credit Counseling is completed voluntarily and you are determined to have an adverse credit history by the U.S. Department of Education within 30 days of PLUS Credit Counseling completion, your PLUS Credit Counseling requirement will be considered to be fulfilled.
Repayment Estimator
Click on the link above to see examples of estimated payments based on various repayment plans for Federal Direct Loans.