Managing Student Loan Debt

Managing Student Loan Debt

Understand and manage your debt using these helpful tools and resources.

Your Federal Loans

Log in to to get round-the-clock, secure online access to all your loans from the federal student loan program. You can view the status of your loans, the name of your servicer(s) and their contact information. Log into this website using your FSA ID Username, Email, or Mobile Phone and password (the same username and password you use to log into your FAFSA). 

You will also find the FAFSA, Master Promissory Note (Loan Agreement), Entrance Counseling, and Exit Counseling here.

Postponing Repayment

If you have trouble making your education loan payments, contact the organization that services your loan immediately. There may be a better repayment plan for your current situation.

Loan Simulator (repayment estimator) 

See examples of estimated payments based on various repayment plans for Federal Direct Loans. Enter loan information to see what you may owe each month upon graduation.

Videos from Federal Student Aid

How to Manage Your Student Loans video

Repayment: What to Expect video

Responsible Borrowing video