Life and Long-Term Disability Insurance

Life and Long-Term Disability Insurance

Life Insurance, Long Term Disability Insurance & Short-Term Disability Insurance

 

OneAmerica - Life, Disability and EAP insurance provider

Basic Life and AD&D Insurance

The University of Dallas provides Basic Life and Accidental Death and Dismemberment (AD&D) insurance equal to 1x the employee's annual base pay up to $100,000 to all eligible employees. The University pays 100% of the cost for this coverage. Employees are automatically enrolled in Basic Life and AD&D upon becoming eligible.

Voluntary Life/AD&D Insurance

Employees may also purchase Voluntary Employee, Spouse and Child Life and AD&D Insurance.

  Coverage Available
Employee 
  • $10,000 to $500,000, in $10,000 increments, not to exceed 5 times your annual salary. 
  • Evidence of Insurability (EOI) may be required.

Spouse 

 

  • $5,000 to $250,000, in $5,000 increments, not to exceed 100% of the employee's coverage.  Availble up to age 70.
  • Evidence of Insurability (EOI) may be required. 
  • Must select employee life policy to cover spouse.  
Child(ren)
  • $10,000 per child, not to exceed 100% of the employee's coverage.
  • Must select employee life policy to cover child or children.

 

Short Term Disability (STD) and Long Term Disability (LTD) Insurance 

 
The University provides Long Term Disability (LTD) insurance to protect your income if you become disabled and unable to work for an extended period of time. In addition, you may purchase "buy-up" coverage to supplement this protection.
 

LTD Core Benefit

Benefit 50% of basic monthly earnings
Elimination Period  180 days
Maximum Benefit $2,500/month

LTD Buy-up

Benefit 60% of basic monthly earnings
Elimination Period 180 days
Maximum Benefit $8,000/month
 

Short-Term Disability Insurance

STD Benefit
Benefit 60% of weekly earnings 
Elimination Period  14 days injury/ 14 days sickness
Maximum Benefit $1,000/week

 More Information:

EOI Information