Updated April 19, 2021
The Office of Financial Aid wanted to share resources for alumni in repayment on federal loans. Some federal loans have been eligible for 0% interest and $0 repayment since last March. The grace period for these loans will end on October 1, 2021. At that point if you are having trouble making payments on your loans you do have options including forbearance and income-based repayment. To find out more visit https://studentaid.gov/h/manage-loans.
If you have been working in a public service field (non-profit, teaching, government) you may be eligible for Public Service Loan Forgiveness and/or Teacher Loan Forgiveness. Check out these links to learn more about requirements.
You may have seen information in the news about general federal student loan forgiveness in recent weeks. There is some discussion among lawmakers as to whether the Federal Family Education Loan Program (FFEL) (loans prior to June 2010, also called Stafford Loans) should qualify for federal loan forgiveness. Even if FFEL loans do not qualify for forgiveness, there may be a period of time where FFEL loan borrowers can apply for loan consolidation under the Direct Loan program. To learn more about consolidation visit https://studentaid.gov/app/launchConsolidation.action.
As always, you should contact your loan servicer if you have questions about your federal student loans. You can find information about your servicer, loan balance, and payment information by logging into studentaid.gov.
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